Vehicle accidents can be anywhere from annoying to expensive to deadly, and winter driving conditions only ramp up the odds of having a collision. To help protect you, your family, your neighbourhood and your pocketbook here are some essential winter driving tips from SGI. Even if you've been driving icy Saskatchewan roads for decades there is no better time for a refresher than now!
- Be sure to wipe loose snow off the hood of your vehicle so that it doesn't blow onto your windshield and obstruct your vision while you drive.
- Ensure that your headlights, taillights and licence plates are visible, and that your windows are completely defrosted before you hit the road.
- If possible, switch to winter tires. Their deep treads are ideal for clearing away snow, giving you maximum traction and control.
- Studded tires are a good choice on wet roads when the temperature is near zero. However, they don't outperform winter tires in freezing conditions.
- Check the tire pressure often to help prevent a blowout. Your owner's manual or the tire's sidewall will indicate the proper pressure - usually between 30 and 33 lb/in2 for an average passenger car. Just don't forget that tires lose pressure at the rate of 1 lb/in2 for every 5° C drop in temperature.
Winter driving guidelines
With so much attention paid to winter driving preparations, it's easy to forget about the driving itself.
- When you're on the road, remember to give yourself more time to reach your destination. Start your trip slowly, testing your braking and steering to 'get a feel' for the road.
- Once you've reached a level of comfort, you can gradually increase your speed. The key is to maintain control of your vehicle at all times, even if that means driving under the posted speed limit.
- Stay alert as you approach intersections. Scan the road for traction, such as sand or bare pavement, and always accelerate and decelerate gradually.
- If you do find your vehicle skidding, remain calm and take your foot off the accelerator. Don't lock the brakes. Instead, brake steadily, look where you want to go and steer in that direction.
- Try to avoid using cruise control on the highway during the winter. Icy sections on otherwise dry surfaces can cause your wheels to spin, compromising your control of the vehicle and putting you at risk of a collision.
- Leave at least a 3-second following distance between your vehicle and the 1 in front of you. If the driver ahead of you suddenly brakes, you'll have the time and space needed to stop safely, ensuring that you and everyone on the road arrives at their destination safely.
Here is a practice test offered by SGI that every driver young and old should be able to pass. This test is mainly used as a study tool for young or new drivers, but see if you can pass it yoursef and maybe brush up on a couple rules of the road.
SGI Written Exam (Practice Test):
Brooks shaved his head at the C95 Radio Marathon today and raised over $2000 for Breast Cancer Research! We want to truly thank everyone on his behalf who donated and donated through our office. He's still going to be sporting that fantastic facial hair through 'Movember' trying to raise money for Prostate Cancer Research, so if you haven't had a chance to donate you still can through our office.
Here are some photos from today!
We are extremely happy to announce we have made it halfway to Brooks' goal of $3000 for Breast and Prostate Cancer. He is aiming to raise $2000 for the C95 Radio Marathon for Breast Cancer in October and $1000 for Prostate Cancer in 'Movember' and we have been working to collect donations on his behalf. We want to take a minute to thank everyone who has already donated at our office. We have cleared our big bulletin wall (finally...) to post donator's signatures and well wishes.
We are going to continue to help Brooks raise money meet his goals so he will cut his hair in October 18th and beard after 'Movember'. We can take cash, debit and credit donations in our office and online through bank transfers with the code CANC02. This is a cause that is dear to our heart as Brooks has been growing his hair and beard to raise this money since our family member Dylan Nahorniak passed away in a vehicle accident in September 2010. Hopefully you can help us raise money for Brooks!
Fall is quickly approaching, and while hopefully everyone has had their fair share of summer it is time to start thinking about your seasonal homes and vehicles and a few tips that can save you money this fall on your insurance and ensure you're properly covered through the winter. Motorcycles, trailers, and summer cars are examples of seasonal vehicles that you may have going into storage soon, and it's important to have proper coverage and how to avoid unnecessary fees. Make sure seasonal vehicles are a part of an auto policy before cancelling plates to ensure you get better rates and proper coverage while in storage. Vehicles must be added to an auto policy to ensure coverage while in storage and you will save money by receiving a substantially better rate when cancelling plates. In the case of motorcycles, cancelling your plates after the vehicle has been added to an auto policy allows you to pay an often smaller flat rate while cancelling them without being added to an auto policy results in a fee based on dollar value of the motorcycle. It's important to note that your home policies do not cover these vehicles.
Please feel free to phone us (1-888-450-2700) or stop by our office to check that other seasonal property like boats or ATVs are properly covered and that your seasonal home coverage is correctly valued throughout the winter. Further information and clarifications can be found here.