SGI has just introduced their new Prestige Home Insurance policy for your higher-valued home that provides tailored coverage to suit your needs. Whether you are a home business owner, a specialty items collector, a savvy investor or have an impressive collection of recreational toys, Prestige has the right coverage for you.
All Prestige policies include:
Lifestyle Coverage Options - allowing you to tailor your insurance protection to your specific lifestyle needs.
Priority Claims Service - access to dedicated Prestige adjusters to provide you with faster service, including a 30-minute guaranteed response time.
Roof/Siding/Flooring - if matching materials are no longer available, your entire roof, siding, flooring or sets of vehicle entry doors will be replaced in the event of a claim.
Home Systems Protection - coverage for the sudden and accidental mechanical breakdown of home equipment such as furnaces, central air conditioners, deep well pumps, pool pumps and heating equipment, electrical power panels, and more.
Homeowners' Guarantee Coverage - coverage to repair or replace your home or outbuildings with materials of similar kind and quality, even if the cost to do so is more than what you have insured them for.
Higher Limits on Property with Specific Amounts of Protection - increased coverage for items such as tools, spare auto parts, business instruments and computer software protection, lawnmowers, tractors, snow blowers, jewelry and furs, and much more.
Personal Liability Coverage - $3 million in coverage to protect you if you are sued by someone who is hurt or whose property is unintentionally damaged because of your actions
Roof Snow Removal - access to $1000 to have snow removed from your house following a claim caused by an ice dam.
Single Amount of Protection - provides 150% of the coverage of your home, allowing you to allocate coverage as you wish towards your personal belongings, increased living expenses, lost rental income or expenses to cover the cost of being evacuated from your home.
Prestige Lifestyle Options
Prestige home insurance policies allow the addition of any or all Prestige Lifestyle Options tailored to your needs.
Lifestyle Option A: Home Business Owner
Additional protection provided for:
- books, tools and instruments for your business
- business computers
- enhanced coverage for credit card/cheques or damages from counterfeit money
-increased limits on voluntary medical and property damages and lost wages
Lifestyle Option B: Collectables & Treasures Protection
Make sure your lifetime of memories is not lost in an emergency by selecting this option that covers:
- per-item protection for priceless comic books and trading cards
- enhanced protection for jewelry, watches or gems
- extra coverage for furs, manuscripts, stamps or coin collections
Lifestyle Option C: Family & Security
Get additional protection for the security that matters with Option C:
- enhanced limits on identity theft protection
- additional coverage for securities and bonds
- protection on bullion, money and gift cards
- additional coverage for childcare costs or loss of income to attend to a home insurance claim
- enhanced coverage for cemetery property such as burial plots
Lifestyle Option D: Recreational Protection
You take care of your quality of life and the value of your home, and you need protection to match:
- increased limits on shrubs and outdoor trees
- enhanced boat and motor coverage
- increased protection for pets
- enhanced protection for bicycles, tricycles or similar, including accessories
- enhanced coverage for yard machines
- increased lock replacement coverage
The new Prestige home insurance policy also provides you with an enhanced Customer Claims Service, which includes a 24/7 dedicated claims line, 30 minute response time, faster payment process and a dedicated adjuster from start to finish. Stop by our office or call 306-955-2700 if you think Prestige is the right policy for your home or if you require any further information.