Al Hattie Insurance

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Saskplates.com - Your Saskatchewan Insurance Online

Plates expire? Licence expire? Sitting on the side of the road with an unregistered vehicle? 

 

Did you know Saskplates.com can get you back and on the road in no time, even from a mobile or tablet device? Set-up your account today through www.Saskplates.com and don't get left on the side of the road.


It's even simpler now! If you have an active SGI policy you can set up your account directly on the website without having to call us. 

 

Here are some of the many transactions you can now do online from your home computer or mobile device through Saskplates.com:

- vehicle registration

- plate cancellation

- driver's licence renewal (non-photo)

- address and personal information changes

- print vehicle registrations

- get quotes on Auto, Home, Condo, Tenant Paks and more!

- make payments

- pay your receivables

 

You can also contact US about any of your insurance needs! Phone 1-888-450-2700, email us at broker@alhattieinsurance.ca, or come by for a visit at our office located at 3020C Arlington Ave, Saskatoon, Saskatchewan.

 

Blades Autographed Jersey Raffle Winner!

We have a winner! Agnes Hyde was drawn out of the raffle on April 12 to win an autographed Blades jersey. She will be entered in IBAS's province-wide contest for the grand prize of a ttrip for two to Quebec City to attend two games of the MasterCard Memorial Cup. Thanks to everyone who entered, the Blades hockey team, IBAS, the WHL, and good luck Agnes in the final draw for the tickets to Quebec City!

 

Learning From Losses: Collision With A Locomotive

LOCATION:
Rural Saskatchewan road

CAUSE OF LOSS:
Collision with a locomotive at an uncontrolled railroad crossing

COST OF LOSS:
Total paid/reserved: $650,000. (Trailer: $50,000; Property damage to train: $600,000;
Loss of earnings/business interruption due to damage to train tracks and locomotive: undetermined)
In December, the insured was driving a load of wheat to a terminal. Distracted, he drove through an
uncontrolled rail crossing. An approaching train split the trailer in half. The insured’s package policy
protected him for $1 million of liability, which covered the loss.

LESSONS LEARNED:
Avoid financial ruin by carrying the appropriate insurance coverage; for a minor cost (an extra $30 in
this case), you can protect yourself from unnecessary loss.

Learning From Losses: Head-On Collision

LOCATION:
Rural Saskatchewan highway


CAUSE OF LOSS:
Head-on collision

COST OF LOSS:
Total loss: $2.5 million. (Truck and horse trailer: $250,000; Property damage – horses, truck and
trailer: $2.5 million)

DETAILS OF LOSS:
A young son was driving his mother’s car on a rural Saskatchewan highway. He crossed the centre
line and collided with a semi-tractor trailer, causing the semi, trailer and cargo (competition horses)
to be deemed a total loss. The insured had basic plate coverage of $200,000 and $1 million liability
on the policy. Due to the special design of the trailer and its use, a large loss of use claim occurred.
As well, the horses were expensive animals and brought a large property damage claim of
$2.5 million. The insured was not covered for approximately $1.3 million of the claim.

LESSONS LEARNED:
Always carry the right amount of insurance for your protection – though basic plate insurance is
significant, it may be necessary to purchase more coverage to be fully protected from all losses. In
this case, for an additional $60, the total loss would have been covered.

Learning from Losses: Electric Hair Straightener Fire

LOCATION:
Town home


CAUSE OF LOSS:
Fire caused by an electric hair straightener


COST OF LOSS:
$263,000


DETAILS OF LOSS:
The insureds’ daughter was the last to leave the home in the afternoon to go to work. When the
insureds’ arrived home later they noticed smoke coming from the windows. They went to neighbour’s
house and called the Fire Department. The dwelling and contents in the basement sustained heavy
fire damage, while the remainder of the home sustained smoke and water damage. The Fire
Commissioner investigated and determined the cause of the fire to be the hair straightener left on in
a bedroom located in the basement.


LESSONS LEARNED:
When using electric curling irons, hair straighteners or other appliances that generate heat, be sure
to unplug it after each use and place them in a secure position away from any flammable materials.
Never leave your home without checking to make sure any irons, curling irons, etc. are unplugged
and in a safe location.